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Auto Insurance


Life is full of unexpected twists and turns, especially when it comes to the future. Even if you have a perfect driving record, there is no guarantee you won’t get into an accident tomorrow. Are you covered if the other person in the car is injured? What if they aren’t insured? You should know the answers to all of these questions before you even open the car door. Owning auto insurance is not only required by law in most states, it is by far the smartest way to protect you and your family on the road.

What is auto insurance?

Any sort of vehicle accident can be devastating, but the financial and medical strain could linger indefinitely if you are not properly insured. Auto insurance is a contract between the driver and the provider of said insurance that states that if you pay the premium, the provider will cover the amount agreed. Property, liability, and medical can all be included in an auto insurance policy.

Up to six different coverages can be bought for your policy. Each of these coverages are priced separately.

  • Bodily Injury Liability
  • Medical Payments or Personal Injury Protection (PIP)
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured/Underinsured Motorist

California Auto Insurance

It is illegal to drive a car without auto liability insurance. In California, financial responsibility laws are also in place, which means you must have sufficient assets to pay claims if you cause an accident. You will also need auto insurance if you lease or rent a car as well.

Do not let the worry of overpaying delay your purchase of auto insurance. You have a responsibility to your family and the other drivers on the road to obtain a policy that will cover losses during an accident. Trust Lina Insurance Services to find the best insurance to fit your needs at a price you can afford.