Many businesses use vehicles during their daily operations to complete tasks such as delivering products and services, visiting sites and clients, and other transportation needs. While auto insurance covers your personal vehicle, commercial auto insurance does the same for any car you are driving for your company. It is crucial for any business to purchase commercial auto insurance if you or your employees drive a company car.
A commercial auto insurance policy will give you peace of mind whenever you are on the road. Like other major insurance policies, a commercial auto insurance policy covers:
Using the same vehicle for business and personal use is not uncommon. However, if the vehicle is owned by the business, you should list the name of the company as the principal insured to avoid confusion over future claims.
If you’re not sure whether you need to purchase a commercial auto insurance policy, contact Lina Insurance Services immediately. Our professional insurance agents will ask you many details about how the vehicles are used for your business and who is doing the driving. Lina Insurance Services is committed to tailoring insurance policies specifically for your needs. You will never overpay or take out extra policies when you work with Lina Insurance.
It is important to remember that while a business auto policy and a personal auto policy may appear the same, there are many differences on the technical level. Our insurance agents will be able to explain the differences and options until we find the perfect insurance for you.
Don’t waste another moment driving a company car without being properly insured. Unforeseen legal, medical, and transportation costs are the last thing any business owner needs. Ready to receive a free quote on commercial auto insurance? Call us today to speak with one of our experienced and professional insurance agents!